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Meet Chris Funnell
Your Trusted Life Insurance Broker
Chris Funnell is a seasoned Canadian life insurance broker who brings a combination of professionalism, extensive insurance knowledge, and personal integrity.
With nearly 30 years of experience, he has helped thousands of individuals and families secure affordable, high-quality coverage tailored to their unique needs.
Clients praise his honest, straightforward approach and ability to simplify complex insurance decisions. He is known for being responsive, detail-oriented, and genuinely invested in his clients’ well-being, not just at the point of sale, but for the long haul.
Chris regularly checks in to ensure policies still meet the needs of these clients. When the time comes to file a claim, he guides loved ones through a complex and emotionally difficult process with clarity and compassion.
Whether you’re reviewing an outdated policy, exploring better options, or navigating a difficult moment, this experienced life insurance broker offers expert advice, tailored solutions, and unwavering support.
If you’re looking for a licensed life insurance broker in Canada who will be there for you and your family through every season of life, Chris Funnell is the one you want by your side.
Chris is also a weekend BBQ enthusiast outside the insurance world who never says no to a good road trip. He’s known for his dry sense of humour, love of classic rock, and an uncanny ability to find the best hole-in-the-wall restaurants wherever he goes.
Whether he’s experimenting with a new recipe on the grill or hiking in Ontario, Chris brings the same down-to-earth warmth and curiosity to his personal life as he does to his work. This blend of approachability and expertise makes him a trusted broker and the kind of person clients genuinely enjoy working with.
Why Pick TermCanada
TermCanada.com was launched in 1996 with a simple but powerful vision: to make life insurance more accessible, transparent, and consumer-friendly for Canadians. As one of the country’s first digital life insurance platforms, we helped pioneer the shift away from high-pressure sales tactics and toward empowering people with clear, objective information.
Built on decades of life insurance broker expertise, TermCanada connects clients with top-rated insurers and provides side-by-side comparisons that eliminate the guesswork in finding the right policy.
Our platform is designed to be intuitive and informative, backed by real human support when you need it most. It’s not just about buying insurance, it’s about giving you lasting peace of mind.
In an age where more and more insurance platforms rely solely on automation, AI, and chatbots, it’s easy to feel like just another number.
While technology has brought speed and efficiency to the industry, it often comes at the expense of personal connection, trust, and real-world guidance, especially in moments that matter most. At TermCanada, we believe the best results come from combining innovative technology with experienced human insight.
That’s why we’ve stayed committed to offering the best of both worlds: easy online access to information and competitive digital tools, paired with the personal service of a seasoned life insurance broker.
If you’re looking for someone who will take the time to understand your needs, answer your questions clearly, and be there for your family when it counts, you’ll find that at TermCanada. You’re not just another policy here. You’re a client we’re proud to support for life.
Because You Deserve a Life Insurance Broker Who Cares
Every client’s situation differs; the “lowest rate” isn’t a one-size-fits-all deal.
What works for your neighbor might not work for you, and that’s where experience comes into play. Knowing which companies offer the best deals and understanding how a life insurance broker can help you qualify saves you time, money and effort.
Most importantly, Chris Funnell treats people how he wants to be treated. No jargon, no sales pitches, just honest advice, solid coverage, and someone in your corner every step of the way.
If you’re looking for a more innovative and easier way to shop for term life insurance, with a dedicated life insurance broker who puts your needs first, welcome to TermCanada. You’re in the right place.
– Chris Funnell
Founder & Licensed Life Insurance Broker
TermCanada.com📍 Licensed in ON, BC, AB, SK, NS, NL, NB, & MB
“Loved how easy it was to compare and customize the policy coverage amount.”
Mike Chapman
March 2022
Frequently Asked Questions
What Is 10 Year Term Life Insurance?
A 10-year term life insurance policy in Canada provides coverage for a period of 10 years. If you pass away during that term, your beneficiaries receive a tax-free death benefit. These policies are often chosen for their affordability and simplicity, offering a fixed premium and coverage amount for the term.
This type of policy is ideal for individuals who require temporary protection, such as covering a portion of their mortgage or specific financial obligations over 10 years.
At the end of the term, there is typically an option to renew the policy, convert it to permanent insurance, or let it expire if coverage is no longer needed.
What is 20 Year Term Life Insurance?
A 20-year term life insurance policy offers guaranteed coverage and level premiums for a full 20-year term. A tax-free benefit is paid to your beneficiary if you pass away during that time. It’s a popular choice for people who want longer-term protection at affordable rates, such as covering a mortgage, supporting children through school, or replacing income during key earning years.
This type of policy is a popular choice for Canadians seeking longer-term coverage. A licensed life insurance broker can guide you to the most competitive rates and top-rated insurers.
Once the 20-year term ends, you can typically renew the policy (at higher rates), convert it to permanent insurance, or allow it to expire if it’s no longer needed.
What is 30 Year Term Life Insurance?
A 30-year term life insurance policy offers long-term coverage with fixed premiums for a full 30-year term. If you pass away during that thirty-year term, your beneficiaries receive a tax-free death benefit.
This type of policy is ideal for those who want extended protection—such as covering a mortgage, raising a young family, or securing income replacement well into the future.
It’s a great option for people who want to lock in low rates for a longer period without worrying about renewing their policy as they age. When the 30-year term ends, you may have the option to renew, convert to permanent insurance, or let the policy end if coverage is no longer needed.
Ask a Canadian life insurance broker if a 30-year plan is right for your family goals.
What is Mortgage Insurance?
Mortgage life insurance is a type of policy designed to pay off your mortgage if you pass away before the loan is fully repaid. The death benefit typically goes directly to the lender, not your family, and it decreases over time as your mortgage balance is paid down.
With term life insurance, you choose the coverage amount. Your beneficiaries (not the bank) receive the full payout, giving your family more control over how the money is used.
Term life insurance offers better value and broader protection than a lender’s mortgage life policy.
When considering Mortgage insurance vs Term Life Insurance in Canada, it’s important to remember that mortgage life insurance is often more expensive and less flexible. We can help you compare both options to determine which one best protects your home and family.
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